With Help to Buy, you can buy a new home with just 5% deposit - whether you're a first time buyer or you're moving on from your existing home. Who can benefit from Help to Buy?

Help to Buy is available to both first time buyers and existing home owners alike and means you can buy a new home with a low 5% deposit.

• If you're a first time buyer we know how difficult it is to raise a large deposit to purchase your first home. With Help to Buy you'll need to save just 5% deposit to get a mortgage, so you could purchase your first home sooner than you thought.
• If you're an existing homeowner, you can use help to buy to trade up to a bigger property - even if you have limited equity in your current home, because you only need 5% deposit to move.

Help to Buy is also available with our Moveup scheme, which means we'll liaise with your estate agent on your behalf, we'll pay their fees and we'll manage the whole house selling process - making your life so much easier.

How does Help to Buy work?

There are two ways to buy a new home with a 5% deposit using the Help to Buy scheme.

• The Help to Buy Interest free equity loan - exclusively available on new build properties. The equity loan could reduce your mortgage repayments, making this an affordable option.
• The Help to Buy mortgage guarantee, which means that you could get a 95% mortgage on the home of your choice.

Read on to find out more about the two ways to buy with the help to buy scheme.
 

Looking for more information?
You can also speak to one of our helpful Agents who can explain how Help to Buy could work for you.

Part Exchange your existing property for a brand new Bamburgh home. Our Part Exchange scheme could help you move to a new home without you first having to sell your old one.

When you buy a new home using our Part Exchange scheme, we'll offer to buy your existing property from you, at a price we agree upon after a professional valuation.

You avoid all the stress of trying to sell your house on the market, managing and paying for estate agents, and worrying about house buying chains. It's straightforward, to make your home move as easy as possible.

Here are the main benefits of Part Exchange

• If your home qualifies for part exchange. There's no waiting for months with your house on the market, worrying about whether you will be able to sell. We agree the offer price up front, organize the survey and aim to complete the transaction as soon as we can, so you can get on with planning your move.
• We'll offer a fair and realistic price for your property. We'll instruct an independent agent to value the anticipated selling price of your property.
• You won't have to pay estate agent fees. Moving home is costly enough, without having to worry about estate agent fees as well. From the time you agree a part exchange with us, you won't have to pay estate agents at all.
• You won't have to worry about house buying chains. With part exchange, you won't need to worry about other people pulling out of their purchase or delaying their move.
• You have a buyer for your home so you can move when your new home is ready!